Obstacles and best practices to obtaining good homeowners insurance

It is never too early for buyers to speak with their REALTOR® and an insurance agent about insuring a property. Most mortgage lenders require that buyers obtain proof of homeowners insurance before they approve a loan on a property.

Menendez, Boxer Urge Republicans to Join Them to Help Responsible Homeowners Refinance

WASHINGTON, DC - September 11, 2012 - (RealEstateRama) -- Citing new momentum and support among a broad array of stakeholders, U.S. Senators Robert Menendez (D-NJ) and Barbara Boxer (D-CA) today reintroduced the Responsible Homeowner Refinancing Act and called on Republicans to join them in passing the measure which would help millions of responsible homeowners refinance at lower mortgage rates.

McNerney On A Mission To Help Area Homeowners

Washington, D.C. - July 20, 2012 - (RealEstateRama) -- Congressman Jerry McNerney (D-Stockton) introduced the Fast Help For Homeowners (FHFH) Act, H.R. 6153, to help speed up the short sale process, a necessary step to addressing the housing crisis. McNerney’s bill was met with broad bipartisan support and industry endorsements

California REALTORS® urge passage of The Fast Help For Homeowners (FHFH) Act

LOS ANGELES, CA - July 20, 2012 - (RealEstateRama) -- The CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.) is supporting and urging the swift passage of The Fast Help For Homeowners (FHFH) Act, a short sale bill that will require subordinate lien holders to respond to short sale offers within 45 days. The FHFH Act was introduced today by Congressman Jerry McNerney (D-Stockton)

U.S. Reps. Peters, Campbell and Ellison Introduce Bipartisan Plan to Help Underwater Homeowners Stay...

Washington, D.C. - June 11, 2012 - (RealEstateRama) -- U.S. Reps. Gary Peters (D-MI), John Campbell (R-CA) and Keith Ellison (D-MN) introduced the Preserving American Homeownership Act of 2012. The crux of this legislation is the creation of a principal reduction program to allow eligible homeowners to have their underwater properties revalued at a more accurate level. By implementing this program, struggling homeowners could qualify for more affordable monthly mortgage payments which would cut foreclosure rates and strengthen the housing market. And by using a shared appreciation model, taxpayers would receive a portion of future revenues from the sale of the house.

HUD Charges Las Vegas-area Homeowners Association, Property Management Company With Discriminating Against Families With...

WASHINGTON, DC - May 20, 2011 - (RealEstateRama) -- The U.S. Department of Housing and Urban Development (HUD) today announced that it has charged a Las Vegas, Nevada, homeowners association and its management company with discriminating against families with children by restricting its housing to persons who are 55 and older. Specifically, HUD's charge alleges that Lakeside Village Homeowners Association and Castle Management & Consulting, LLC, did not take the proper steps required to make the community's age restriction legal.

Partnership Helps Homeowners Prevent Foreclosure in Long Beach, A Foreclosure Hotspot

Los Angeles, CA - February 11, 2011 - (RealEstateRama) -- The Los Angeles County NeighborWorks® Center for Foreclosure Solutions and The Long Beach Housing Development Company have partnered to help Long Beach residents become better informed about the foreclosure process and prevent foreclosure in 2011. In the last two years, families in Los Angeles County lost their home to foreclosure every 15 to 18 minutes. Dataquick Information Systems reports 26,703 Los Angeles County families lost their home to foreclosure in 2010. High unemployment rates have weakened homeowners’ ability to stay current on their mortgage loans. In addition, an increase in foreclosures is likely to occur in 2011 when $300 billion worth of adjustable rate mortgages are expected to reset upward.

California Homeowners Sue Bank of America for Withholding Federal Bailout Funds

LOS ANGELES, CA - April 8, 2010 - (RealEstateRama) -- California homeowners sued Bank of America (NYSE: BAC) on Tuesday claiming the lending giant is intentionally withholding government funds intended to save homeowners from foreclosure, announces Hagens Berman Sobol Shapiro

Brown Alerts Homeowners that New Law Prohibits Up-front Fees for Foreclosure Relief Services

Sacramento, CA - October 15, 2009 - (RealEstateRama) -- Attorney General Edmund G. Brown Jr. today issued a consumer alert warning California homeowners to avoid individuals and businesses that charge up up-front fees for foreclosure relief services in light of a just-enacted state law that makes this "abusive practice" subject to prosecution.

Governor Schwarzenegger Signs Mortgage Protection Legislation

October 12, 2009 - (RealEstateRama) -- To help prevent California homeowners and homebuyers from being negatively impacted by the fraudulent mortgage practices that have arisen in the aftermath of the national foreclosure crisis, Governor Arnold Schwarzenegger has signed legislation to increase protections for consumers in the lending market and provide law enforcement with more tools to crack down on deceitful mortgage practices. These bills aim to strengthen California’s reverse mortgage laws by providing senior homeowners with greater consumer protections when considering reverse mortgage agreements, make it a felony to commit fraud in connection with a mortgage application and promote responsibility and accountability in the real estate market.

Local Homeowners Get Advice at Rep. Sánchez’ Housing Summit

Lakewood, CA - September 1, 2009 - (RealEstateRama) -- Over 300 local homeowners and future homeowners attended Rep. Linda Sánchez’ Housing Summit in Lakewood on Saturday to get free advice from housing experts and learn about tax incentives for purchasing a first home or making home improvements

Brown Sues 21 Individuals and 14 Companies Who Ripped Off Homeowners Desperate for Mortgage...

Los Angeles, CA - July 15, 2009 - (RealEstateRama) — As part of a massive federal-state crackdown on loan modification scams, Attorney General Edmund G. Brown Jr. at a press conference today announced the filing of legal action against 21 individuals and 14 companies who ripped off thousands of homeowners desperately seeking mortgage relief.

Brown Sues Foreclosure Consultant and Attorney Who Conned Homeowners into Paying Thousands for Phony...

Los Angeles, CA - July 8, 2009 - (RealEstateRama) — Attorney General Edmund G. Brown Jr. July 6 sued a foreclosure consultant and an attorney -- Paul Noe Jr. and Mitchell Roth - who conned 2,000 desperate homeowners into paying exorbitant fees for "phony lawsuits" to forestall foreclosure proceedings.

Congress Passes Housing Bill with Boxer Measures to Protect Taxpayers, Homeowners

Washington, DC - May 20, 2009 - (RealEstateRama) — Today, the House and Senate gave final approval to a broad housing bill that would help homeowners refinance to stay in their homes, increase funding for foreclosure prevention efforts and establish new protections for renters who face eviction because they are living in foreclosed properties.

Boxer Regrets Defeat of Housing Measure

Washington, DC - May 1, 2009 - (RealEstateRama) — – U.S. Senator Barbara Boxer (D-CA) today spoke on the Senate floor in favor of an amendment that would have helped millions of at-risk homeowners avoid foreclosure by allowing bankruptcy judges to modify mortgage terms for primary residences.

Brown and Contractors State License Board Stop Massive Statewide Home Repair Scheme

SAN DIEGO, CA - March 24, 2009 - (RealEstateRama) — Attorney General Edmund G. Brown Jr. and the Contractors State License Board (CSLB) have finalized an agreement that will stop a massive service and repair scheme that unfairly overcharged thousands of Californians for "shoddy and woefully inadequate" home repair work.

Attorney General Brown: Homeowners Should be on High Alert for Property Tax Scams

February 12, 2009 - (RealEstateRama) — Sacramento—Attorney General Edmund G. Brown Jr. today issued a Consumer Alert to California homeowners about a “blatant and costly scam” targeting homeowners with declining property values.

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Napolitano’s Statement on Trump Administration’s Attack on Clean Water

Rep. Grace F. Napolitano (D-El Monte), issued the following statement after the Trump administration announced a new proposal—claiming it to be pro-industry—which would weaken federal clean water rules, putting at risk the health and safety of millions of Americans